:root{
  --navy:#14335c; --navy-2:#1d4a85; --blue:#2b6cb0; --blue-l:#ebf2fa;
  --gold:#c9a15a; --gold-l:#faf5ec; --ink:#22262e; --ink-2:#5a6270;
  --line:#e3e7ee; --bg:#f4f6f9; --card:#ffffff; --red:#d64541;
  --green:#2f8f5b; --orange:#e08a2e; --radius:10px;
  --shadow:0 2px 10px rgba(20,51,92,.07);
  --side-pad:max(40px,calc((100% - 1120px) / 2));
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:"PingFang SC","Microsoft YaHei","Hiragino Sans GB",sans-serif;background:#fff;color:var(--ink);-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
/* 顶部导航 */
.topnav{display:flex;align-items:center;gap:22px;padding:0 var(--side-pad);height:62px;border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:100}
.topnav .logo{display:flex;align-items:center;gap:9px;font-weight:800;font-size:16px;color:var(--navy);cursor:pointer;flex:none}
.logo-mark{width:30px;height:30px;border-radius:7px;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;display:flex;align-items:center;justify-content:center;font-size:13px;letter-spacing:-1px}
.topnav .logo small{display:block;font-size:9px;color:#98a2b6;font-weight:400;letter-spacing:2px}
.topnav nav{display:flex;gap:6px;font-size:14px;color:var(--ink-2);flex:1}
.topnav nav span{cursor:pointer;padding:6px 14px;border-radius:8px;transition:color .15s,background .15s;white-space:nowrap}
.topnav nav span:hover{color:var(--navy);background:var(--blue-l)}
.topnav nav span.on{color:var(--navy);font-weight:700;background:var(--blue-l)}
/* 通用 */
.page-wrap{min-height:calc(100vh - 62px)}
.hero{background:linear-gradient(135deg,#122c50 0%,#1d4a85 70%,#26619f 100%);color:#fff;padding:60px var(--side-pad) 54px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-80px;top:-80px;width:340px;height:340px;border-radius:50%;background:radial-gradient(circle,rgba(201,161,90,.25),transparent 65%)}
.hero h1{font-size:30px;line-height:1.5;font-weight:800;max-width:680px}
.hero .sub{font-size:14.5px;line-height:1.9;color:#c8d6ea;max-width:640px;margin:18px 0 28px}
.hero .btns{display:flex;gap:14px;align-items:center;flex-wrap:wrap}
.btn{display:inline-block;border-radius:8px;padding:13px 28px;font-size:15px;font-weight:700;cursor:pointer;border:none;transition:transform .12s,box-shadow .12s}
.btn:hover{transform:translateY(-1px)}
.btn.primary{background:linear-gradient(135deg,#c9a15a,#b3853c);color:#fff;box-shadow:0 6px 16px rgba(179,133,60,.45)}
.btn.light{background:#fff;color:var(--navy);border:1.5px solid #fff;font-weight:600}
.btn.blue{background:var(--blue);color:#fff}
.btn.ghost{background:#fff;color:var(--blue);border:1.5px solid var(--blue)}
.btn.sm{padding:8px 18px;font-size:13px;border-radius:7px}
.btn.ghost.sm{border-color:var(--blue)}
.trust{margin-top:26px;display:flex;gap:12px;flex-wrap:wrap}
.trust span{font-size:12px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);padding:6px 12px;border-radius:20px;color:#dbe6f5}
section.blk{padding:50px var(--side-pad);border-bottom:1px solid var(--line)}
section.blk:last-of-type{border-bottom:none}
.sec-head{margin-bottom:26px}
.sec-head h2{font-size:23px;font-weight:800;color:var(--navy);line-height:1.5}
.sec-head .desc{font-size:13px;color:var(--ink-2);margin-top:8px;line-height:1.7}
.sec-head.center{text-align:center}
.sec-head.center .desc{margin-top:10px}
.kicker{display:inline-block;font-size:11px;letter-spacing:2px;color:var(--gold);font-weight:700;margin-bottom:10px}
.grid{display:grid;gap:16px}
.g4{grid-template-columns:repeat(4,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
@media(max-width:980px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){:root{--side-pad:20px}.g4,.g3,.g2{grid-template-columns:1fr}.topnav{gap:10px}.topnav nav{display:none}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:10px;cursor:pointer;transition:box-shadow .15s,transform .12s,border-color .15s}
.card:hover{box-shadow:0 8px 24px rgba(20,51,92,.12);transform:translateY(-2px);border-color:#cfd8e6}
.card.nohover{cursor:default}
.card.nohover:hover{transform:none;box-shadow:var(--shadow)}
.card h4{font-size:16px;font-weight:700;color:var(--ink)}
.card p{font-size:12.5px;color:var(--ink-2);line-height:1.7;flex:1}
.card .link{color:var(--blue);font-size:13px;font-weight:600;cursor:pointer}
.card.hot{border:1.5px solid var(--gold);background:var(--gold-l)}
.ico{width:40px;height:40px;border-radius:9px;display:flex;align-items:center;justify-content:center;font-size:19px;margin-bottom:2px}
.ico.b{background:var(--blue-l)} .ico.g{background:var(--gold-l)} .ico.r{background:#fceceb} .ico.gr{background:#e9f6ef} .ico.o{background:#fdf3e6}
.tag{display:inline-block;font-size:11px;padding:3px 10px;border-radius:14px;background:var(--blue-l);color:var(--blue);margin-right:6px}
.tag.g{background:var(--gold-l);color:#9a7431}
.tag.line{background:#fff;border:1px solid var(--line);color:var(--ink-2)}
.rowitem{display:flex;gap:14px;align-items:flex-start;padding:16px 0;border-bottom:1px dashed var(--line);cursor:pointer}
.rowitem:last-child{border-bottom:none}
.rowitem:hover .t{color:var(--blue)}
.rowitem .t{font-size:15px;font-weight:700;color:var(--ink);line-height:1.6}
.rowitem .m{font-size:12px;color:#98a2b6;margin-top:6px}
.dot{width:6px;height:6px;border-radius:50%;background:var(--gold);margin-top:9px;flex:none}
.flow{display:flex;align-items:center;gap:0;flex-wrap:wrap}
.flow .step{background:var(--blue-l);color:var(--navy);font-size:12.5px;font-weight:600;padding:9px 16px;border-radius:8px}
.flow .arr{color:#b6c1d4;padding:0 10px;font-size:14px}
table.tb{width:100%;border-collapse:collapse;font-size:13px}
table.tb th{background:#f0f4fa;color:var(--navy);padding:10px 12px;text-align:left;font-weight:700;border:1px solid var(--line)}
table.tb td{padding:10px 12px;border:1px solid var(--line);color:var(--ink-2)}
table.tb td b{color:var(--ink)}
.footer{background:#0e1a2e;color:#8ea1bd;padding:40px var(--side-pad) 28px;font-size:12.5px}
.footer .cols{display:flex;gap:60px;flex-wrap:wrap;margin-bottom:26px;max-width:1120px;margin-left:auto;margin-right:auto}
.footer .cols h5{color:#e7edf5;font-size:13px;margin-bottom:12px}
.footer .cols p{line-height:2}
.footer .btm{border-top:1px solid #1f2f4a;padding-top:16px;display:flex;justify-content:space-between;color:#5f7291;flex-wrap:wrap;gap:8px}
.float-side{position:fixed;right:18px;bottom:90px;display:flex;flex-direction:column;gap:10px;z-index:80}
.float-side .fs{width:68px;height:68px;border-radius:14px;display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:11px;font-weight:700;cursor:pointer;box-shadow:0 6px 16px rgba(20,51,92,.18);line-height:1.3;gap:3px;transition:transform .15s,box-shadow .15s}
.float-side .fs:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(20,51,92,.22)}
.float-side .fs svg{flex:none}
.fs.a{background:var(--navy);color:#fff}
.breadcrumb{font-size:12.5px;color:#98a2b6;padding:16px var(--side-pad);border-bottom:1px solid var(--line)}
.breadcrumb a{cursor:pointer;color:var(--blue)} .breadcrumb b{color:var(--ink-2);margin:0 4px}
.two-col{display:grid;grid-template-columns:1fr 320px;gap:28px;max-width:1120px;margin:0 auto}
@media(max-width:900px){.two-col{grid-template-columns:1fr}}
.side-box{background:#fbfcfe;border:1px solid var(--line);border-radius:10px;padding:20px;margin-bottom:16px}
.side-box h5{font-size:14px;color:var(--navy);margin-bottom:12px}
ul.pl{list-style:none}
ul.pl li{font-size:12.5px;color:var(--ink-2);padding:6px 0 6px 16px;position:relative;line-height:1.6;cursor:pointer}
ul.pl li:hover{color:var(--blue)}
ul.pl li::before{content:"";position:absolute;left:0;top:13px;width:5px;height:5px;border-radius:50%;background:var(--gold)}
.callout{background:var(--gold-l);border-left:4px solid var(--gold);border-radius:0 8px 8px 0;padding:16px 18px;font-size:13.5px;color:#7a5c25;line-height:1.8}
.callout.blue{background:var(--blue-l);border-color:var(--blue);color:#2b5c88}
.callout.red{background:#fceceb;border-color:var(--red);color:#a03330}
.tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:20px}
.tabs .t{font-size:13px;padding:7px 16px;border-radius:20px;background:#fff;border:1px solid var(--line);color:var(--ink-2);cursor:pointer}
.tabs .t.on{background:var(--navy);color:#fff;border-color:var(--navy)}
.riskbadge{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;padding:4px 12px;border-radius:16px}
.riskbadge.hi{background:#fceceb;color:var(--red)} .riskbadge.mid{background:#fdf3e6;color:#b06e14} .riskbadge.lo{background:#e9f6ef;color:var(--green)}
.avatar{width:74px;height:74px;border-radius:50%;background:linear-gradient(135deg,#dbe6f4,#c3d5ea);display:flex;align-items:center;justify-content:center;font-size:26px;color:#7d93b5;flex:none}
.org{display:flex;justify-content:center;align-items:center;gap:14px;flex-wrap:wrap}
.org .node{background:#fff;border:1.5px solid var(--navy);color:var(--navy);border-radius:10px;padding:12px 18px;font-size:13px;font-weight:700;text-align:center;line-height:1.5}
.org .node small{display:block;font-weight:400;font-size:11px;color:var(--ink-2)}
.org .vline{width:2px;height:34px;background:#b6c1d4}
/* 文章正文 */
.article-body{max-width:820px}
.article-body h3.ah{font-size:17px;color:var(--navy);margin:24px 0 10px;font-weight:700}
.article-body p{font-size:14.5px;color:#3a4150;line-height:2;margin:8px 0}
.article-body .lead{background:var(--blue-l);border-left:4px solid var(--blue);border-radius:0 8px 8px 0;padding:16px 18px;font-size:14px;color:#2b5c88;line-height:1.9;margin:18px 0}
.article-body ul.steps{list-style:none}
.article-body ul.steps li{font-size:14.5px;color:#3a4150;line-height:2;padding:4px 0 4px 18px;position:relative}
.article-body ul.steps li::before{content:"";position:absolute;left:0;top:14px;width:6px;height:6px;border-radius:50%;background:var(--gold)}
.cat-pill{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:600;padding:5px 13px;border-radius:16px;background:var(--blue-l);color:var(--blue);cursor:pointer}
.pagin{display:flex;justify-content:space-between;gap:12px;margin-top:34px;flex-wrap:wrap}
.pagin .pbtn{flex:1;min-width:200px;border:1px solid var(--line);border-radius:10px;padding:14px 18px;cursor:pointer;background:#fff;transition:border-color .15s}
.pagin .pbtn:hover{border-color:var(--blue)}
.pagin .pbtn .lab{font-size:11px;color:#98a2b6}
.pagin .pbtn .ttl{font-size:14px;color:var(--ink);font-weight:600;margin-top:4px}
.pagebar{display:flex;align-items:center;justify-content:center;gap:6px;margin-top:32px;flex-wrap:wrap}
.pagebar .pgbtn{min-width:38px;height:38px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink-2);font-size:13px;font-weight:600;cursor:pointer;display:flex;align-items:center;justify-content:center;padding:0 10px;transition:all .15s}
.pagebar .pgbtn:hover{border-color:var(--blue);color:var(--blue)}
.pagebar .pgbtn.on{background:var(--navy);color:#fff;border-color:var(--navy)}
.pagebar .pgbtn.dis{color:#c3ccd9;cursor:default;pointer-events:none}
.pagebar .parr{padding:0 12px}
.pagebar .pinfo{font-size:12.5px;color:#98a2b6;margin-left:14px}
.empty-note{padding:50px;text-align:center;color:#98a2b6;font-size:14px}
.container{max-width:1120px;margin:0 auto}

.topnav nav a{cursor:pointer;padding:6px 14px;border-radius:8px;transition:color .15s,background .15s;white-space:nowrap}
.topnav nav a:hover{color:var(--navy);background:var(--blue-l)}
.topnav nav a.on{color:var(--navy);font-weight:700;background:var(--blue-l)}
.official-link{flex:none;border:1px solid var(--line);border-radius:8px;padding:7px 12px;color:var(--navy);font-size:13px;font-weight:700;background:#fff}
.official-link:hover{border-color:var(--blue);color:var(--blue)}
.footer a{color:#c9d8ee}
.footer a:hover{color:#fff}
@media(max-width:680px){.official-link{display:inline-block;font-size:12px;padding:6px 10px}.topnav{height:auto;min-height:62px;padding-top:10px;padding-bottom:10px;flex-wrap:wrap}.topnav nav{display:flex;order:3;width:100%;overflow-x:auto}.topnav nav a{font-size:12px;padding:6px 10px}}